The provider becomes the documented seller for approved transactions. Compare the exact responsibility boundary, not only the headline fee.
8 provider profiles · independently reviewedA newer Merchant of Record built for indie SaaS, AI tools, and digital products, combining global tax handling with product and growth tooling.
A developer-oriented Merchant of Record focused on SaaS and digital products, with particular attention to sellers in India and other emerging markets.
A sales-assisted Merchant of Record platform for SaaS, downloadable software, apps, games, and digital goods.
A creator-commerce platform and marketplace for digital products, courses, memberships, and simple software sales.
A Merchant of Record and creator-commerce platform for digital products, software, subscriptions, downloads, and license keys.
A full Merchant of Record platform built primarily for software, SaaS, subscriptions, and digital products.
A developer-focused Merchant of Record for software, digital products, subscriptions, usage billing, and built-in benefits.
Stripe's Merchant of Record mode for eligible digital products, layered onto Stripe Payments and Checkout.
MoRs approve sellers and products. Services, marketplaces, physical goods, regulated categories, and some billing flows may be excluded.
The MoR entity can appear on receipts, invoices, card statements, terms, and support communications.
You receive net payouts under the provider schedule rather than settling each payment directly to your merchant balance.
Checkout, subscriptions, tax evidence, customer records, and payment credentials can become expensive to move later.
You still own the product, product support, entitlements, bookkeeping, income tax, vendor oversight, and every responsibility outside the contract. Coverage can also change by seller country, buyer location, and product type.
Understand the boundary →